Privacy Policy

The content is provided for informational purposes only and does not constitute a recommendation, guidance, or professional advice.

1. Policy scope and website context

CRBT publishes general reference information related to financial planning and expense management terminology. This Privacy Policy describes how information is handled in connection with access to crdt-manages.com and use of the Contact page.

Definitions used in this policy

Personal information refers to information that identifies, relates to, describes, or is reasonably linked to an individual or household. Processing refers to collection, storage, use, disclosure, deletion, or similar handling of information.

2. Information collected through the Contact form

The Contact form collects four fields: Name, E-mail, Subject, and Message. These values are provided by the visitor through manual entry and are stored as a message record associated with the submission.

Use of Contact form information

Contact form information is used for message intake, routing, response drafting, and basic request tracking. The contact channel is described as a one-time message path and is not described as a subscription mechanism.

3. Technical information processed during site access

When a visitor accesses the website, standard web request information is processed as part of site operation. This category includes IP address, request time, requested page path, browser and device descriptors, and basic referral information where provided by the browser.

Operational logs

Operational logs are used for security monitoring, abuse prevention, troubleshooting, and service reliability review. Log entries are handled as operational records and are not used for targeted advertising profiles.

4. Cookies and similar storage

CRBT uses cookies and similar browser storage limited to strictly necessary and functional purposes, and in some configurations limited analytics cookies configured for aggregated measurement without advertising identifiers. Preference storage records cookie banner selections and similar configuration values.

Cookie categories described

Strictly necessary cookies support session handling and security-related functions. Functional cookies store preference values such as cookie banner choices and basic configuration settings used for stable display behavior.

5. Limited analytics configuration

Where limited analytics is active, the website processes aggregated event data such as page views and high-level device categories. Analytics configuration excludes advertising identifiers and excludes tags intended for cross-context behavioral advertising.

Data elements in aggregated analytics

Aggregated analytics data includes event timestamps, page path, generalized device category, and similar non-advertising descriptors. Analytics data is handled as measurement records and is not combined with Contact form message text for marketing lists.

6. Purposes for processing information

CRBT processes information for a limited set of operational purposes. Contact messages support content corrections, page text questions, and policy wording requests. Technical data supports security monitoring and error diagnosis. Cookie and preference data supports stable site operation and preference persistence.

No commercial processing scope

CRBT is informational and noncommercial. The website does not accept payments and does not offer subscriptions. The website does not process information for sales fulfillment, pricing, promotions, or targeted advertising.

7. Sale, sharing, and targeted advertising statement

The website does not sell or share personal information and does not use targeted advertising as defined under applicable U.S. state privacy laws.
The website does not sell or share personal information and does not use targeted advertising.

Service providers and operational disclosures

CRBT uses service providers for hosting, security, and message delivery functions. Where service providers process information, processing is limited to supporting website operation under contractual and technical controls. Personal information is not disclosed to third parties for cross-context behavioral advertising.

8. Data retention and deletion approach

CRBT retains information for periods aligned with the purposes described in this policy. Contact form submissions are retained for message handling, response tracking, and administrative continuity for related follow-up messages. Operational logs are retained for security review and troubleshooting under rotation practices.

Cookie duration

Cookie duration varies by category and function. Strictly necessary cookies commonly use session durations, and functional cookies use durations aligned with preference persistence. Limited analytics cookie duration aligns with aggregated reporting configuration where enabled.

9. Requests and rights under U.S. state privacy laws

Certain U.S. state privacy laws provide rights related to personal information, including access, deletion, correction, and portability. CRBT accepts requests using the Contact page or the contact details listed at the top of this policy.

Request handling and verification

Requests include the email address used to identify relevant records and a description of the request scope. Verification uses information already associated with the request, such as matching the email address to Contact form message records, without requesting sensitive identifiers not required for request handling.

10. Children’s privacy and COPPA notice

CRBT is intended for a general audience and is not directed to children under 13. The website does not intentionally collect personal information from children under 13 through the Contact form or other site features.

Handling of submissions that indicate a child under 13

Where a submission indicates a sender under 13, the message record is handled in a manner that limits continued processing and supports removal from active workflows where feasible, consistent with the site’s limited operational scope.

11. Communications and CAN-SPAM context

CRBT uses the Contact form for one-time messages. Responses, when issued, are direct replies related to the submitted message topic and use the email address provided in the form. The website does not describe marketing mailings, promotional campaigns, or subscription messaging.

Message records

Message records are stored as support correspondence entries. These records are used for intake, routing, and response tracking, and they are not used as a marketing list.

12. Security safeguards

CRBT uses administrative and technical safeguards appropriate for an informational website. Safeguards include access controls for administrative systems, monitoring for unauthorized access attempts, and standard hosting protections for stored message records and site logs.

Security limitations

No website operation provides absolute security. CRBT maintains safeguards as part of operational management and limits collection to reduce exposure of unnecessary data categories.

13. Privacy Act of 1974 note

The Privacy Act of 1974 is a U.S. federal law directed at records maintained by U.S. federal agencies. CRBT is not a federal agency, and this policy is written to provide transparency for an informational website under United States jurisdiction.

Transparency alignment

CRBT presents data categories, purposes, retention framing, and request channels in plain language consistent with transparency expectations for website operations.

14. Policy updates

CRBT updates this Privacy Policy when operational practices or site features change or when clarity updates are made to the policy text. The Last Updated date at the top of this page reflects the most recent revision date shown on this policy.

Version reference

Earlier versions are not maintained as public archives on the website. The active policy text on this page is the current reference for CRBT information handling.

⬆️For more information, please use the contact details above.